California Privacy Notice (CCPA)
Introduction and Scope
Fundmerivo provides this notice to California residents under the California Consumer Privacy Act / California Privacy Rights Act ("CCPA/CPRA"). It describes how we collect, use, and disclose personal information about California consumers and what rights you have with respect to that information. This notice supplements — and should be read together with — our general Privacy Policy.
Categories of Personal Information Collected
Over the preceding twelve (12) months Fundmerivo has collected the categories of personal information described below. "Identifiers" — your IP address, browser fingerprint, and any email address you submit. "Customer records" — any name, email, or message you provide through forms. "Commercial information" — your newsletter subscription state. "Internet activity" — the pages you read and the referrer that brought you here. "Geolocation" — coarse city- or country-level derived from IP. "Inferences" — aggregated audience-segment estimates derived from reading behavior.
Sources of Personal Information
We obtain the personal information described above directly from you (when you fill in a form or interact with the site), automatically from your device (when your browser requests pages and sends standard HTTP headers), and from a limited set of service providers that operate Fundmerivo on our behalf (such as our hosting provider, edge security provider, and email-delivery vendor). We do not buy personal information from data brokers.
Business and Commercial Purposes
The personal information described in this notice is used by Fundmerivo to operate, secure, and improve the service; to provide the editorial newsletter to subscribers; to answer messages submitted via our forms; to detect and prevent abuse; to produce aggregate audience reports; and to satisfy our legal obligations. We do not use personal information for any purpose materially different from those for which it was originally collected without notifying you.
Disclosure to Service Providers and Third Parties
We disclose personal information to service providers under written contract for the business purposes outlined above. These currently include: our cloud hosting provider; our content-delivery network and edge security provider; our email-delivery vendor (for newsletter distribution); our web-analytics provider; and our advertising network (where ads are displayed). Each service provider is contractually prohibited from retaining, using, or disclosing the personal information for any purpose other than the specific services it provides to us.
Sale and Sharing of Personal Information
We do not sell or share personal information in the manner described by the CCPA — that is, we do not exchange personal information for monetary or other valuable consideration with third parties, and we do not disclose personal information to third parties for the purpose of cross-context behavioral advertising. This has been true for the entire preceding twelve-month period and remains our standing policy.
Sensitive Personal Information
Fundmerivo does not collect sensitive personal information from California consumers other than as incidentally contained in voluntary submissions (for example, a message you choose to send through the Contact form). We do not use sensitive personal information to infer characteristics about you, and you accordingly have no right-to-limit request to make against us. We will, of course, honor any limitation you wish to apply going forward.
Your California Privacy Rights
Under the CCPA, California consumers have the following rights: (1) the right to know what personal information we have collected about you, including the categories of information, the sources, the purposes, and the categories of third parties to which we disclose it; (2) the right to access the specific pieces of personal information we hold; (3) the right to correct inaccurate personal information; (4) the right to request deletion of personal information; (5) the right to opt out of any sale or sharing of personal information (we do not sell or share, but the right exists); (6) the right to limit the use of sensitive personal information; and (7) the right to non-discrimination for exercising any of these rights.
How to Exercise Your Rights
Verifiable consumer requests under the CCPA can be submitted to Fundmerivo through our Contact form or to the email address shown on the Contact page. To prevent fraudulent access requests, we will verify your identity using reasonable means tied to the data we hold — typically by confirming control of the email address tied to a subscription or by matching identifiers you provide against information already in our records. We respond to verified requests within the 45-day window required by the statute, with one 45-day extension where reasonably necessary.
An authorized agent (such as a privacy-rights service or an attorney) may submit a CCPA request on behalf of a California consumer. Fundmerivo will require written authorization from the consumer or a valid power of attorney, and may contact the consumer directly to confirm the request and verify identity. We may decline requests that do not meet the CCPA's authorization and verification requirements.
Consumers Under 16 Years of Age
Fundmerivo does not sell or share personal information about consumers under the age of 16 and does not have actual knowledge of collecting personal information of children under 13. If we ever decided to sell or share personal information about consumers between the ages of 13 and 16, we would do so only with the affirmative authorization of the consumer (opt-in) as required by the CCPA. Parents and guardians may submit deletion requests on behalf of their children via the Contact form.
Right to Non-Discrimination
Fundmerivo will not discriminate against you for exercising any of your CCPA rights. We will not deny you our service, charge you a different price, provide a different level or quality of service, or retaliate against you in any other way because you submitted a request under the CCPA. Because the service is free and the same for all visitors, there is no financial incentive or differential pricing structure for you to opt into or out of.
Retention of Personal Information
Fundmerivo follows a proportional retention policy. Newsletter records remain only while the subscription is active, with a minimal suppression entry kept post-unsubscribe to prevent accidental re-add. Contact-form records are retained for up to 24 months for follow-up and recordkeeping. Server logs are kept no longer than 90 days. Any aggregated analytics dataset that contains no identifiers is retained for long-term editorial planning.
Changes to This Notice and How to Reach Us
This California Privacy Notice may be updated periodically. The version on this page is always the current version, and the "Last updated" date shows when it took effect. To exercise any CCPA right or to ask a question about this notice, contact Fundmerivo through the Contact form linked in the footer of every page — that form routes directly to the editor responsible for privacy correspondence.